UK budgeting · open banking

Money that splits itself.

saveee. reads every account you own and sorts each payday into Live, Love & Later, automatically. The 50/30/20 rule, rebuilt for how people actually spend.

Start free See the Split ↓

Free forever plan · No card needed · UK residents, 18+

Morning, Amara £2,140.68 Safe to spend this week
Live Love Later
  • TrainlineLive · Travel−£24.10
  • Roundup → LaterAuto-saved+£3.90
  • Five GuysLove · Eating out−£18.45
Trusted & featured
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The saveee split

50/30/20 was a
good start. We finished it.

Three buckets, not a hundred categories. Watch every pound you earn flow into place, then bend the ratios until they fit your life, not a textbook from 2005.

Scroll to watch a saver on £2,400/mo rebalance the ratios in real time.

£1,200/mo
50% Live Rent, bills, the weekly shop, the non-negotiables.
£720/mo
30% Love Nights out, that jacket, the trip you keep talking about.
£480/mo
20% Later Savings, the pot, future-you's deposit.
Under the hood

Quietly brilliant,
all month long.

saveee. Monzo Lloyds Amex Starling Nationwide
01

Every account, one honest picture.

Connect current accounts, credit cards, savings and joint pots through regulated open banking. saveee. reads them read-only (we can see, never touch) and stitches them into a single, truthful balance.

  • FCA-regulated open banking (AISP)
  • Read-only, so your money never moves without you
  • Bank-grade 256-bit encryption
GroceriesLive
SpotifyLove
Emergency fundLater
Uncategorised?
02

Sorting that learns you.

Every transaction lands in Live, Love or Later the moment it clears. Nudge one the wrong way and saveee. remembers, so by month two you'll barely touch it.

  • Auto-tagging trained on your history
  • Split a single payment across buckets
  • Merchant rules that stick
£0.30
£0.85
£0.12
Later pot 47£288
03

Roundups that actually add up.

Spend £3.70, save 30p. saveee. sweeps the spare change from every purchase straight into Later, and quietly rounds up harder on the weeks you can afford it.

  • Adaptive roundups, never overdrawn
  • Payday auto-transfers to your goals
  • Interest-earning pots via our banking partner
0k Savers across the UK budgeting the saveee way.
£0m Tucked into Later pots since launch, and counting.
0.0 Average App Store rating from 60k+ reviews.
Your money, in your pocket

Open it once a
week. That's it.

No spreadsheets, no Sunday-night dread. saveee. does the maths in the background and taps you on the shoulder only when it matters: a bill's crept up, a goal's in reach, payday's landed.

More about the app
9:41
Morning, AmaraPayday landed today
A
Everything, all at once £2,140.68 £186 safe to spend this week
Live£984
Love£620
Later£536
Ibiza trip78%
£1,560 of £2,000 · on track for August
Today
  • ◐WaitroseLive · Groceries−£42.18
  • ↑Roundup → LaterAuto-saved+£0.82
  • ◑DishoomLove · Eating out−£56.00
From the group chat

People who stopped
guessing.

"I've tried every budgeting app going. saveee. is the first one I actually still open. The three-bucket thing just clicks."
Eleanor WhitfieldBristol · saving for a deposit
"Connected my Lloyds, Amex and Chase in about ninety seconds. Watching payday sort itself is weirdly satisfying."
Rhys CadwalladerCardiff · freelance designer
"The roundups snuck £600 into my Later pot without me noticing. That was the holiday, basically paid for by spare change."
Priya RamanathanManchester · NHS nurse
Simple, honest pricing

Free is genuinely
free.

saveee. Free £0/forever

Everything you need to see straight and start saving.

  • Connect up to 3 accounts
  • Live · Love · Later split
  • Automatic roundups
  • One savings goal
Start free
Most popular saveee. Plus £4/month

For savers who want the ratios, pots and insights turned up.

  • Unlimited accounts & cards
  • Custom split ratios & rules
  • Unlimited goals & interest pots
  • Bill-creep alerts & spend forecasts
  • Priority human support
Go Plus
Good questions

The bit you
actually read.

Is saveee. actually safe?

Yes. We connect through FCA-regulated open banking as an Account Information Service Provider, which is read-only by design, so saveee. can see your transactions to sort them, but can never move your money. Everything's encrypted with bank-grade 256-bit encryption.

Which banks can I connect?

All the big UK names and most of the challengers: Lloyds, Halifax, NatWest, Barclays, HSBC, Santander, Nationwide, Monzo, Starling, Chase, Revolut and Amex, with more added regularly.

Do I have to stick to 50/30/20?

Not at all, that's rather the point. Start with the classic split, then drag the ratios until they fit your life. Paying down debt? Push Later up. Big month coming? Give Love some room.

How does saveee. make money if Free is free?

Through saveee. Plus subscriptions and interest-sharing on our partnered savings pots. We never sell your data. That's not a business we're willing to be in.

Is my data sold to anyone?

Never. Your financial data is used to power your budget and nothing else. You can export or delete everything at any time, in line with UK GDPR.

Payday's coming.
Let it sort itself.

Join hundreds of thousands of savers who swapped spreadsheets for a split that just works.

Download saveee. See a live demo
Free forever plan · iOS & Android · UK residents, 18+